1. Mobile Payment Meets Risk: A New Age of Convenience and Threats Mobile payments have evolved into a fundamental part of daily life. With a few taps, we now pay for groceries, book taxis, transfer allowances to family, or even pay electricity bills. But alongside this digital leap, a darker pattern has emerged: increasingly sophisticated financial fraud tailored to exploit mobile transaction systems. As mobile transactions surge across Asia, particularly in South Korea, researchers and regulators are focusing more intensely on how to secure users without slowing the user experience. The convenience of mobile payments must be matched with intelligent safeguards—a balance that defines the future of safe fintech. 2. Key Terms in the Mobile Fraud Landscape Mobile Payment: A tra...
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