Month: January 2022

Finance

Best Practises to Pay EMIs on time

William Gillard

January 24, 2022

When you apply for a home loan, it is vital that you plan your finances well so that you can manage the repayment. You must ensure that you have sufficient resources to repay the EMI (equated monthly instalment) on time every month till the end of loan term. If you fail to repay even a single EMI or delay the payment even by a single day, it could have a significant impact on your financial credibility and you may lose valuable points on your credit score. So, how to manage EMI payment on time? The following tips can help you. Borrow responsibly One of the most effective ways to manage home loan EMI payments on time is to borrow responsibly. You must use an online EMI calculator to determine the exact EMI payable for the amount you want to borrow. If the EMI is high and does not f

Finance

Your 4-Point Check-List to Choose the Right Investment Product

Hipolito

January 17, 2022

Choosing the right investment product among many options can often become a daunting task. However, you can simplify this task by considering some important factors before zeroing on to the right product. In a fast-growing economy like India, the market is flooded with different investment opportunities. Unfortunately, while many of these investments can help you to meet your financial goals, some of them can prove to be a disappointment for your investment portfolio. Therefore, it is important to determine your financial goals and objectives before embarking on your portfolio building journey. Once you are clear about the returns you want from your investments, you are all set to identify the right investment product. Factors to Consider Before Choosing an Investment Product A