Paul Garcia, Author at OPTO Banking

What do you have in LIC IPO?

February 28, 2022

State-possessed protection gathering and venture organization, Life Insurance Corporation of India (LIC), last week, recorded a draft distraction outline (DRHP) with the Securities and Exchange Board of India (Sebi) to raise reserves by means of a first sale of stock (IPO). The IPO comprises of a proposal available to be purchased of up to 316.25 million offers by the Government of India. The LIC IPO Online is probably going to be the greatest IPO in India till date. LIC IPO: When will it happen? The first sale of stock of over 31.6 crore offers or five percent of the public authority's stake is probably going to hit the D-road in March and workers and strategy holders of the protection behemoth would get a markdown over the floor cost. According to the plan, representatives and poli

Finance

Benefits of Personal Line of Credit over Personal Loan

Paul Garcia

February 26, 2022

Sally works in a software company as a mobile app tester earning a steady income. When her daughter secured admission to a top B-School in the United States of America, Sally had the savings to cover her daughter's admission and education fee. She needs additional funds to cover the hostel fee, books and gadgets her daughter needs. Sally consults her friend, a financial advisor who recommends going for a personal loan that Sally can repay in equated monthly instalments. Sally checks the details using a personal loan EMI calculator to understand the implications. Jim runs a marketing advisory firm clients often need websites and mobile apps. Jim uses the services of freelancers and experts to create these resources. Jim has to pay these experts in advance to negotiate a good deal. As the...

Credit

Advantages of Running a Bad Credit Mortgage

Paul Garcia

December 20, 2021

Running a bad credit mortgage can seem risky, but honestly, it is not. Historically one supported and was rejected for a credit mortgage they had no other option to go for. Now, as a bad credit mortgage charges a higher down payment and more significant deposits, they are seen as lucrative for investors as return on investment is higher than a regular mortgage. If you do a risk-benefit ratio for bread credit mortgage, you will understand that it is much better than running a regular mortgage. Unfortunately, some people cannot stand being associated with dealing with people with bad credit, but they don't understand that search people are more desperate to get a mortgage. Therefore, they are ready to pay higher deposit and interest rates. So invest in bad credit mortgages to hav...